Debt



According to the American Research Group in store shoppers are expected to spend an average of $929 for Christmas gifts in 2016.  Online consumers are expected to spend an average of $1,342.  Forbes reports that 63% of Americans have under $500 saved, however.  Nearly two-thirds of Americans cannot afford to […]

Reducing Holiday $tress


Unsure about your finances? The below article will help jumpstart your finances.  Here are some tips to get you started!   By Roslyn Lash, AFC® Getting a new job, buying a car, buying a home — all of these milestones are both exciting and at times stressful for young adults. For many people, these […]

Financial Wellness for Millennials



By Roslyn Lash It’s easy to spend more than you planned when buying a car. The nicer, more expensive cars are generally parked prominently on the showroom floor, while the average, more affordable cars are less visible. Once you see those shiny cars, it’s easy to become so excited that […]

How to Buy a Car


You’ve decided to leave college. Maybe you’re becoming an entrepreneur, or you’ve concluded that higher education isn’t right for you. Or maybe you can’t afford to stay in school. Whatever your reason, during this time of starting anew, don’t forget about those student loans. Leaving school early means you’re more likely to fall […]

Tips for Paying Off your Student Loans


By Roslyn Lash There’s no question that losing your job can be scary and difficult. But if you are fortunate enough to have some warning, you can take some steps to soften the blow, whether layoffs are at the rumor stage or already under way. These suggestions can help you prepare […]

How to Survive a Job Loss



Low mortgage interest rates have created a great opportunity for many homeowners to refinance their mortgages, resulting in lower monthly payments or extra cash to pay off debts. But what about people who have low credit scores and may have trouble qualifying for a new loan? We asked Roslyn Lash, […]

Options for Homeowners with Bad Credit