Tips for the homebuyer


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Tips for the home buyer:

  • Contact a housing counselor for guidance and counseling.
  • Check your credit at http://www.AnnualCreditReport.com.
  • Shop around for the best Annual Percentage Rate (APR).
  • Verify the lender’s required downpayment amount.  If you do not have enough, check with local agencies for assistance.
  • Ask the lender for a Pre-Approval.
  • Search for a knowledgeable Realtor.
  • Conduct a virtual tour of the properties prior to the actual visit.
  • Offer no more than you can reasonably afford.  Remember, base the amount on your net income, NOT your gross income.
  • Get a home inspection & a termite inspection.
  • Hire a real estate attorney.
  • Close on the home! You can now reap the benefits of homeownership!!

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