Teach ’em Early!


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YS Teaching 4According to a report by researchers at the University of Cambridge commissioned by the United Kingdom’s Money Advice Service revealed that kids’ money habits are formed by age 7.  Therefore,  if Personal Finance was apart of the regular curriculum beginning in grade school, perhaps students wouldn’t graduation from college with $30,000, $40,000, or more in student loans.  An early appreciation for money and what it can and can not do could have prevented the 2008 foreclosure crisis.  A true understanding of money could reduce the average household debt. American’s have so much credit card debt that the statistics can’t keep up with the ever rising figure.  Some studies show an average of as high as $15,762. That’s an enormous amount of debt regardless of the family’s household income! The mission of Youth Smart Financial Education Services is to increase financial wellness.  Our goal is to teach the youth how to avoid debt, and to coach adults on strategies of eliminating debt and increasing wealth.
We are changing lives and creating budgets that inspire dreams!

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